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My First Blog Post

Be yourself; Everyone else is already taken.

— Oscar Wilde.

I really want to share this retirement journey .My intention is to build a community of those of us who are retired.I am just getting started so bear with me. There is more to come.

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This is the first post on my new blog. I’m just getting this new blog going, so stay tuned for more. Subscribe below to get notified when I post new updates.

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This is me, at brunch with my best friend. 3 months into my 2023 Gap Year. My first three months have been plagued with health challenges. Dead butt syndrome and hamstring injuries presented in January. March saw the return of my tumor. I have named her Cleopatra.
I have a new love interest. His name is Alvin. I like his energy, he lives in Maryland. He had come to see me 3 times in 2 months.
I have still not been able to sell my Mom’s home.

The stock market performance has me feeling insecure

I am recently retired , well at the beginning of 2019. I struggled to understand drawdown rates and played with living with less then 4%. I still worry about out living my savings. I read this article with great interest and wanted to share.

www.kiplinger.com/retirement/605272/as-the-market-falls-new-retirees-need-a-plan

I saved for my retirement in a traditional tax differed account. Should I have done something different?

In my retirement there were surprises. A huge surprise was that when I started to make withdrawals from my savings, I had to pay taxes on this income.

What I also did not anticipate was that the amount of my income during retirement was going to impact my Medicare charges.

The attached article explains some strategies to address these tax burdens. What is not clear to me is if it is too late ( now that I am retired ) to take advantage of those strategies.

Read the article. If you have any thoughts that might help clarify these issues or help other retirees, please let me know.

www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb